How to invest in the stock market – a guide for beginners with a little cash to spare

By: Yashvardhan Bardoloi  

Just got your first bonus? Congrats! You’ve worked hard for it. Being flush with cash feels great. Now what? Well, first, do treat yourself a bit. Those bills are just some high production value paper if you do not spend them. But don’t blow all of it away; future-you will be thankful for the money you save and invest today.

You may have heard about “interest rates” in the news. Interest is what banks pay you for depositing your money, which they then lend to other people for a higher interest rate.) Interest rates fluctuate depending on how the economy is going, which influences the policies of leading financial institutions such as the International Monetary Fund and the US Federal Reserve.

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